Be Prepared And Plan To Dismiss Extra Credit Cards One of the best ways to save money the fastest is to cut up all of those expensive credit cards except one, three maximum. Credit cards are one of the most expensive forms of money. A very good rule of thumb is, unless you pay off your credit card bills each month, don’t use the cards for anything you can either eat or wear. If you have money to pay off your credit card bills each month, you don’t need credit cards, right? Your bank debit card works likes a credit card! Another good rule of thumb is to consolidate your debt. If you have several credit cards, each at different rates of interest, why not fold them into a home equity loan, and then write off the interest payments? This is a good way to begin an emergency savings fund….