Save Money With A HARP Mortgage Refinance Plan The nation’s homeowners could be over paying their mortgage, but could be eligible to save up to $2,400/year with a HARP mortgage refinance. If you are current on your mortgage, or have little or no equity in your home, then you could be eligible. 3.4 million people have already refinanced with the free program, Home Affordable Refinance Program. For those owing about $200,000 on their home, they save $291 a month on average. Differing mortgage amounts save homeowners more or less, but the catch is that this program by the Federal Housing Finance Agency is set to expire September 2017. That’s why homeowners are excited to try to qualify for the HARP mortgage refinance program (it has an A+ rating from the BBB). Many middle class homeowners are saving money on their mortgage. Even though there are eased credit standards and a small…