Welcome to my USDA-RD housing success story; with the assistance of the United States Department Of Agriculture, I became a homeowner.
I had a clear goal of living a frugal lifestyle of self-sufficiency to grow food and raise small animals to eat.
The USDA-RD provided me with a Direct Home Loan in the amount of $137,000 and change.
The funds were used to purchase a 3-bedroom, 2 bathroom home in the Northern Historic District of Palmetto, Georgia.
At the time I bought my home, I had been self-employed for several years.
Prior to that, I was receiving assistance from HUD’s subsidy housing program.
After many years of renting, I can now enjoy the satisfaction of being a homeowner-homesteader.
I now have more control over what I want to do with my rural home and land, as opposed to being restricted as a renter.
While earning a very low-income, before self-employment, it was very difficult paying rent for over ten years and heartbreaking, considering, I was paying towards the mortgage of another person.
Once I was approved, the search for a home finally began; and it was an exciting time.
After looking at many homes, I found the perfect one in a rural town that suits all of my homesteading needs.
I now have a place I can call my home and a rural property to homestead.
Everyday, I express my gratitude for the help that the local USDA-RD staff offered me throughout the application process.
If you are interested, you can learn about the USDA-RD Direct Home Loan Program and become a homeowner-homesteader success story too.
About: I’m the author in residence of RuralMoney.com bringing you the best of my knowledge, skills, abilities, tips and resources. Unfortunately, I am also a person with disabilities. I have severe Rheumatoid Arthritis. I love to share what I know and practice to help others survive and thrive in rural areas. Thank you for your support.
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