5 Insurance Tips That Insurers Don’t Want You To Know About
Your Family’s Insurance Deserves To Be In Good Hands! #insurancetips #ruralmoney #rural #money #ruralareas
Discover the five ultimate tips that will help you save money on various insurance coverages that insurers don’t want you to know.
Disclaimer: I am an Amazon Associate and Influencer; therefore, this post may contain affiliate links for me to earn a commission. RuralMoney.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Shop with me for less >>>here.
Insurance Tips That Will Save You Money
1. Burglar Alarm
If you have installed a fire or burglar alarm or a smoke detector in your home, as a a homeowner, you are entitled to an insurance deduction.
2. Travel Insurance
Never buy travel insurance at the airport.
The same insurance coverage is cheaper if you buy it through an independent insurance agent.
3. Medical Expenses
The cost of medical expenses could be greater than your insurance coverage.
A solution is to get an insurance policy that is equal to the maximum coverage under your present insurance policy.
4. Health Maintenance Organization (HMO)
Rather than buying medical insurance, there are many advantages in joining an HMO.
The HMO medical coverage covers most sickness and accident expenses, usually with no deductible.
The HMO program emphasizes preventative health care, long-term diagnosis and regular checkups for its members.
An HMO program can give you great medical coverage at a good savings.
5. Group Health Insurance
If you are self-employed on your homestead, you may be able to buy group health insurance through your local Chamber of Commerce.
Another possibility is the National Association for the Self-Employed.
Image by Tumisu