The HARP refinance program is a blessing to homeowners with an extra $4,264 each year, but this is the last chance for the President’s $357 a month homeowner bailout.
Here’s how it works.
This is a forgotten mortgage stimulus program that was passed by Obama to help middle-class Americans reduce their monthly payments by as much as $4,264 each year.
The government has announced that this program will expire this year (2017).
They are making a final push to urge homeowners to take advantage of the HARP program.
If lowering your payments, paying off your mortgage faster, and even taking some cash out would help you, it is vital you act now!
HARP refinance is a free government program, and there is no cost and no obligation to see if you qualify.
If your mortgage is less than $625,000, your chances of qualifying for HARP could be high.
The Government wants the banks to cut your rates, which puts more money in your pocket, ultimately boosting the economy.
However, the banks are not happy about this and here’s why:
You think banks like the above?
Rest assured, they do not.
They would rather make more money by keeping you at the higher rate you financed years ago.
The middle class seems to miss out on everything, and jumping on this benefit is a no-brainer.
Close to a million homeowners could still benefit today, but sadly, many perceive HARP refinance to be too good to be true.
Remember, HARP refinance is a free government program, and there’s absolutely NO COST to see if you qualify.
With hundreds of mortgage lenders and brokers available, it can take consumers hours to simply contact each one separately to request a quote.
The good news is that there are services that could help you save time and money by comparing multiple lenders at once.
One such service is HARP Refi Quiz, which has one of the biggest lender networks in the nation and what’s better is they work with HARP lenders to provide consumers with a comprehensive set of mortgage options.
There’s no obligation to homeowners and HARP Refi Quiz offers easy and fast comparisons.
It takes about five minutes, and the service is 100% free.
You have nothing to lose, except for your money problems!
RuralMoney.com has been informing readers about the HARP refinance program for quite a while.
Personally, I have taken advantage of it and it is an incredible savings on my mortgage!
Since this is a government program, I recommend that you go to HARP.gov to find out.
About: I’m the author in residence of RuralMoney.com bringing you the best of my knowledge, skills, abilities, tips and resources. Unfortunately, I am also a person with disabilities. I have severe Rheumatoid Arthritis. I love to share what I know and practice to help others survive and thrive in rural areas.
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