Georgia Mortgage Assistance Program Is OPEN

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Apply Now For Assistance!

The Georgia Mortgage Assistance Program is open now and accepting applications from eligible homeowners with a pandemic hardship.

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Georgia Mortgage Assistance Program Is Open And Accepting Applications

Program Overview

The State of Georgia received $354 million from U.S. Treasury’s Homeowner Assistance Fund, established by the American Rescue Plan Act of 2021, to provide relief to homeowners who suffered a financial hardship due to the coronavirus pandemic.

The Georgia Department of Community Affairs will administer the Homeowners Assistance Fund program and offer the following types of assistance to eligible homeowners:

Mortgage Reinstatement to catch up or reduce delinquent payments or payments currently in forbearance.

Principal Curtailment to reduce the loan balance of the mortgage if the homeowner suffered a permanent loss of income.

Assistance for some Housing Related Expenses may be available.

To learn more about the program and eligibility requirements, click the Learn More button above or visit our FAQ.

Application Process

• Read the FAQ for program information and basic eligibility requirements.
• Apply online.
• Applicant = homeowner(s) and spouse living in the home.
• Upload the supporting documents. (For all applicants.)
• E-sign. (All applicants.)
• Submit the application.
• Supporting Documents
• Georgia Driver’s License or ID
• Tax Returns and/or Income Documents
• Mortgage Statements
• Apply Now for Assistance

Again, the Georgia Mortgage Assistance Program is open.

You can apply here and receive up to $50,000 if you qualify and your mortgage lender participates in the program.

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