Budgeting for an Engagement Ring Guide

Budgeting for an Engagement Ring
Budgeting for an Engagement Ring Guide

Your Rural Money Engagement Ring Buying Guide!

You are at the point in your life where you are ready to pop the question, but you’re more concerned with budgeting for an engagement ring.

Disclaimer: I am an Amazon Associate and Influencer; therefore, this post may contain affiliate links for me to earn a commission. is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to

Finding the Right Ring💍is Not Easy to Do

You might choose to allow the person you are proposing to to choose their own ring, but not everybody likes to do that.

When you go down on one knee, you want to be able to hold something up when you propose. 

You want to be able to reduce the cost of getting that ring, and get more from your investment at the same time.

Budgeting for an engagement ring doesn’t have to be difficult, and whether you shop online at will you go in store somewhere, there are some ways that you can budget effectively.

With that in mind, take a look at our tips below to budget for the most beautiful engagement ring you can find.

  • Go custom. Custom making a diamond ring often comes with much better inclusions that are more popular. A custom ring allows you to choose whether you want your diamond or gem to be round or emerald cut. With a unique shape you can often save some money on the total price, and you’ll also be able to give something completely unique to your significant other.
  • Take a look at the color. You don’t have to choose a clear diamond. The color of the diamond that you pick can increase the cost of the engagement ring dramatically, which is why algae colored diamonds cost more than others. You can choose a different color of diamond and still have a unique and beautiful engagement ring with which to pop the question.
  • If you want to save some money don’t choose the exact carat weight. When you review the carat weight of a diamond a good way to cut the cost is to choose a ring that’s weight is in between a full carat. Instead of two carats, choosing 1.89 is cheaper than the full amount. It sounds like an obvious answer, but some people want to be able to buy the full carat amount. If you can’t afford to, it doesn’t matter.
  • Don’t buy rings during a holiday. For Christmas, new year, Valentine’s and even Easter, engagement rings come with a higher price tag. This is because jewelers understand that it’s a popular time to pop the question. Choose another time during the year and you’ll be able to save money and ensure that you are able to offer your significant other something beautiful that costs you a lot less but still has the same value.
  • Choose just one diamond. It stands to reason that rings that have more than one diamond are going to cost more than the rings that don’t stop choosing just one diamond and still give you a classic and gorgeous engagement ring without any of the fuss. You can save any of the fuss for the wedding!

Image Source