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INVESTMENT

Guide To USDA-RD Housing: The Charm And Value Of Rural Living

USDA-RD Housing Sets Rural Towns Apart If you have ever driven from Palmetto, Georgia to Chattahoochee Hills, Georgia on Hutcheson Ferry Road, then it exemplify USDA-RD Housing. As you drive through, you know that it has the look and feel of a rustic, scenic route similar to the foothills of the Appalachian Mountains. There is a certain charm of rural life that sets both of these rural towns apart from urban areas. Also, they don’t callĀ this “Horse Country” for nothing. Most of Chattahoochee Hills quaint homes and stately rural manors sit on densely wooded hilltops or tucked out of sight in coves and hollows, where horses are raised and ridden alongside historic trails, streams and waterfalls. It is predicted that rural land in the United States will become more valuable as people flee from large cities… If that is the case, rural housing and land will soon start attracting attention…

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RURAL MONEY HOMESTEAD

My USDA-RD Homestead Is A Trip

A Comfortable And Casual Homestead With Good Food On The Table My USDA-RD homestead is a trip; at least it is considered a field trip by some guests and a ‘trip’ by other visitors; but be it ever so humble, I love it. I am thinking about naming it TheĀ Rural Money Homestead. Seriously, some of the most dedicated international travelers have stayed at my quaint rural home via Airbnb. There’s nothing special or luxurious here, but it’s comfortable and casual with good food on the table. It’s a place you can relax in ‘three living rooms’ or do nothing at all. But all of the time, I am the one working the ‘ranch’. For several years, I have created and cultivated a small organic kitchen garden, producing everything from vine to root vegetables. Expanding My Food Sources I am eager to expand my small-scale, sustainable agriculture by building a fish…

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INVESTMENT

USDA-RD Applicant Income Requirements | Rural Money

Warning: Ā Submission Of A USDA-RD Application Triggers Disclosure And Official Agency Action Requirements USDA-RD applicant income requirements are you must have the ability to personally occupy the dwelling; be a citizen of the U.S. and first-time buyers.   Income Applicants must have adequate and dependable income, typically with a history of 24 months. Qualifying ratios are 29/41; however, higher ratios considered with strong compensating factors, including good credit scores (660+), stable employment history, potential for increased earnings, and ability to save. Income to be verified with a written VERIFICATION OF EMPLOYMENT (VOE) and one monthā€™s current pay stubs, OR one monthā€™s pay stubs and two years of W2ā€™s. 2/1 buy downs qualifying ratios are calculated using note rate. Debts with more than 6 monthly payments remaining must be included in qualifying ratios. Student loan payments must be included in ratios even if loans are currently in deferment. Self employed borrowers…

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RURAL MONEY HOMESTEAD

Watch My Organic Kitchen Garden Grow | Rural Money

I Grow What I Like To Eat Because I have a small 16 x 11 organic kitchen garden, I didn’t go overboard with my seed purchase, so I buy choice seeds for my organic kitchen garden. I have harvested several vegetable, fruit and flower seed supplements. Why Am I Gardening? Nothing taste better than home-grown produce; and in a crisis, our number one need is food, for survival. What Am I Planting? My organic kitchen garden seeds include: Botanical Interests Seeds – USDA Organic (2) Heirloom Swiss Chard/Ruby Red Rhubarb $1.89 (1) Sweet Corn $2.39 (1) Cucumber/Homemade Pickles $2.39 (1) Watermelon/Sugar Baby $1.99 (1) Summer Squash/Early Prolific Straightneck $2.39 (1) Winter Squash/Table King Acorn $1.79 (1) Dill/Bouquet $1.79 (1) Basil/Custom Blend $1.99 (1) Fennel/Florence Perfection $1.89 Self-Harvested Seeds Seedless Watermelon Pink Slut Flower Sunflower/Neighbor Giveaway Orange Meyer Lemon I enjoy viewing colorful garden catalogs with beautiful pictures of veggies etc….

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