Student Loan Discharge and Forgiveness Forms The terms for student loan discharge, forgiveness and cancellation forms mean nearly the same thing, but they’re used in different ways if you’re no longer required to make payments on your loans. Borrower Defense Discharge The school did something relating to my loan or the education services they provided that violated state law. This form is not yet available. For information on loan forgiveness due to a borrower defense to repayment, please click on the button below. Borrower Defense Information False Certification – Disqualifying Status Discharge When the school certified your eligibility, but because of a physical or mental condition, age, criminal record, or other reason you are disqualified from employment in the occupation in which you were being trained. This form may also be used by parent PLUS borrowers. LOAN DISCHARGE APPLICATION: FALSE CERTIFICATION (DISQUALIFYING STATUS) PDF False Certification – Unauthorized Signature Discharge…

Understanding Loan Cancellation, Forgiveness and Discharge FAQs on student loan cancellation provides forgiveness, cancellation or discharge of your loan, which means that you are no longer required to repay. The following are FAQs (Frequently Asked Questions) that I commonly receive regarding student loan cancellation. My article Student Loan Forgiveness, while providing some general information about student loan forgiveness, only scratch the surface of how to get student loan forgiveness, cancellation and discharge. Differences Between Forgiveness, Cancellation, and Discharge The terms forgiveness, cancellation, and discharge mean nearly the same thing, but they’re used in different ways. If you’re no longer required to make payments on your loans due to your job, this is generally called forgiveness or cancellation. If you’re no longer required to make payments on your loans due to other circumstances, such as a total and permanent disability or the closure of the school where you received your loans, this…