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PERSONAL FINANCE

How To Wipe Out Debts Without Bankruptcy | Rural Money

Creditors Allow You To Wipe Out ALL Your Debts Without Bankruptcy There is a federal bankruptcy law, Chapter 13, formerly known as the Wage Earner Plan, that might wipe out debts without bankruptcy. The law is administrated by the same branch of our courts that handles standard bankruptcies. You must be a wage earner to use the law, that is the primary requirements. The Wage Earner Plan does not in itself wipe out debts, but a little known proviso of you filing requires your creditors to appear. Statistics indicate that perhaps 40 percent fail to appear, in which case those debts are indeed wiped out. In some cases, 100 percent of the creditors fail to appear, which enables you to wipe out ALL your debts without bankruptcy. If some of the creditors do appear, then the court allows you to spread your payments out over a three-year period in smaller…

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HOMEBASED BUSINESS

105 Homebased Businesses That Really Work | Rural Money

Money Making Ideas—That Really Work— To Make Money From Home As the economy downturn and the cost of living skyrocket, more people are faced with a need to earn more; so here are homebased businesses that really work. The money making ideas presented here are meant to serve as guidelines to spark your imagination and thinking. This post will show you 105 ways others have made good earnings by turning their spare time to profit from a homebased business. What is a homebased business? A homebased business is any business that can be operated at or from the home without the usual overhead expenses associated with most businesses. You have no store or office rent to pay, no gas, electric or telephone bills to pay, etc. The savings are tremendous. Most of the money you would normally be paying out to someone else in the form of overhead expenses stays…

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